Loan Terms & Conditions

1. Purpose of the Loan

Loans granted by the platform are intended solely for lawful personal, professional, or investment purposes as declared by the applicant. Any misuse may result in immediate termination of the agreement.

2. Loan Approval

Loan approval is subject to internal assessment, eligibility criteria, and successful completion of the KYC verification process. Submission of an application does not guarantee approval.

3. Loan Amount & Duration

Approved loan amounts, repayment schedules, interest rates, and fees are clearly stated before final confirmation. The borrower agrees to these terms upon acceptance.

4. Repayment Obligations

Borrowers must repay installments on the agreed dates. Failure to do so may result in:

• Late payment penalties

• Additional charges

• Temporary suspension of account privileges.

5. Late Payments & Penalties

If an installment is delayed beyond the allowed grace period, fixed and/or percentage-based delay charges may apply as defined in the loan plan.

6. Early Repayment

Borrowers may repay their loan early unless otherwise specified. Early repayment conditions, if any, will be disclosed in advance.

7. Default

In the event of prolonged non-payment, the platform reserves the right to take recovery actions in accordance with applicable laws.

8. Termination

The platform may suspend or terminate loan services in case of fraud, false information, or violation of these terms.