Privacy Policy

Swift Loan International is committed to protecting the privacy and personal data of its users. This Privacy Policy describes how we collect, use, disclose, store, and protect your information, including personal information, in connection with your access to and use of our website and services.

Information We Collect We collect two main types of information on the Website:

• Personal Information: This includes data that can identify you as an individual, such as your name, email address, phone number, mailing address, financial details, or identification documents. We only collect this information when you voluntarily provide it to us, for example when applying for a loan, signing up for services, contacting us, or completing identity verification (KYC).
• Non-Personal Information: This data cannot be used to identify you directly. It includes details like your browser type, device type, operating system, IP address, browsing activity, and usage statistics. We collect this information automatically through cookies and other tracking technologies.

We collect personal information solely for identity verification, loan processing, regulatory compliance, and service improvement purposes. All data is handled in accordance with applicable data protection regulations.

How We Use Information The information we collect allows us to:

• Operate and maintain the Website and our services effectively.
• Process loan applications, perform eligibility checks, and provide financing solutions.
• Send you communications related to your requests, loan status, or newsletters (only with your consent).
• Respond to your inquiries and fulfill your requests.
• Improve the Website, our services, and your user experience.
• Personalize your experience based on your interactions.
• Analyze usage to enhance our platform.
• Comply with legal, regulatory, and KYC requirements.

Sharing of Information We may share your information with trusted third-party service providers who assist us in operating the Website, processing loans, and delivering our services (e.g., verification providers or payment processors). These providers are obligated by contract to keep your information confidential and use it only for the specific purposes we disclose.

Personal information is never sold or shared with third parties for marketing purposes without your explicit consent. We will only disclose it when legally required or necessary to complete a financial transaction.

Your Rights Users have the right to access, update, or request the deletion of their personal data, subject to legal and regulatory obligations.

Data Retention We retain your personal information only for as long as necessary to fulfill the purposes it was collected for, including loan servicing and compliance requirements. We may retain it for longer periods if required or permitted by law.

Security Measures We take reasonable precautions to protect your information from unauthorized access, disclosure, alteration, or destruction. However, complete security cannot be guaranteed for any website or internet transmission.

Changes to this Privacy Policy We may update this Privacy Policy periodically. We will notify you of any material changes by posting the revised policy on the Website. We recommend reviewing this policy regularly to stay informed.

Terms and Conditions By accessing and using Swift Loan International’s services, you agree to comply with these Terms and Conditions.

All loan offers are subject to eligibility verification and approval. Loan amounts, interest rates, fees, and repayment terms are clearly stated in the final loan agreement before acceptance.

Swift Loan International reserves the right to modify, suspend, or terminate services in accordance with legal requirements. Users are responsible for providing accurate information and complying with repayment obligations.

Failure to meet contractual obligations may result in penalties, service restrictions, or legal action as permitted by law.

Loan Policy Swift Loan International provides financing solutions based on transparency, responsibility, and compliance.

Loan approvals depend on applicant eligibility, financial capacity, and successful completion of KYC verification. All fees, repayment schedules, and conditions are disclosed prior to contract execution.

Funds are released only after contractual validation and completion of all regulatory procedures.

Refund Policy All fees paid to Swift Loan International relate to administrative, notarial, and processing services.

Once a loan application has been processed and contractual procedures initiated, fees are non-refundable unless otherwise stated in the loan agreement or required by law.

Refund requests, when applicable, are handled in accordance with regulatory obligations.

Cookie Policy Swift Loan International uses cookies to enhance user experience, improve platform functionality, and analyze site usage.

Users may manage or disable cookies through their browser settings. Disabling cookies may affect certain features of the platform.